Flex vs Sika Health

Flex vs Sika Health

Flex vs Sika Health

Flex is your partner in accepting HSA and FSA payments. We offer:

Flex is your partner in accepting HSA and FSA payments. We offer:

Flex is your partner in accepting HSA and FSA payments. We offer:

Guidance through the regulatory process

Guidance through the regulatory process

Guidance through the regulatory process

Fast setup and easy deployment

Fast setup and easy deployment

Fast setup and easy deployment

Integration options for any e-commerce platform

Integration options for any e-commerce platform

Integration options for any e-commerce platform

  • Flex Nanobebe

    Nanobébé

    We have been very happy with the Flex app's functionality and the team's support. The app has enabled our customers to easily use HSA/FSA payments at checkout without any complex setup on our end. Not only that, the team's support is excellent and they actively take the time to get our feedback and suggestions and then actually add them to their development pipeline so that their app keeps getting better. Highly recommend.

  • Flex Sundaze

    Sundaze

    Really easy to install. This app is exactly what we were looking for as we are building out our business. This app allowed us to offer a way for customers to use their HSA/FSA card directly on our website. This has been exceedingly helpful to better serve our customers. the withFlex team has been a joy to work. We don't know what we would do without withFlex. Cannot recommend enough.

  • Flex Embr Labs

    Embr Labs

    The app was super easy to install, and the Flex team has been excellent to work with! This app is a great way to better serve our customers who want to use their FSA / HSA dollars more easily.

  • Flex Div Brands

    Div Brands

    It was easy to integrate with Flex. We just had to connect to their APIs - It was quick and painless in technical terms.

  • Flex Stellar Sleeo

    Stellar Sleep

    The Flex team was super responsive throughout our implementation and willing to implement new functionality quickly to make the experience better for our customers.

  • Flex Forme Science

    Forme.science

    HSA/FSAs have been a significant revenue driver for our business. We’re glad to have met and implemented Flex!

Trusted by top consumer brands

Flex: Your Sika Health alternative

Flex: Your Sika Health alternative

Flex: Your Sika Health alternative

Here's why you'll love working with Flex

Here's why you'll love working with Flex

Flex vs Sika Health competitor comparison
Flex vs Sika Health competitor comparison
Flex vs Sika Health competitor comparison
Flex vs Sika Health competitor comparison
Flex vs Sika Health competitor comparison

Customer first

We work with our partners to navigate the regulatory and compliance landscape, implement the best solution for their needs, and increase revenue by helping them accept Health Saving Account and Flexible Spending Account funds.

We work with our partners to navigate the regulatory and compliance landscape, implement the best solution for their needs, and increase revenue by helping them accept Health Saving Account and Flexible Spending Account funds.

A product for every need

Whether you have a custom web checkout, Shopify store, or are looking for a no-code option… Flex has you covered.

Whether you have a custom web checkout, Shopify store, or are looking for a no-code option… Flex has you covered.

Flex vs Sika Health competitor comparison
Flex vs Sika Health competitor comparison
Flex vs Sika Health competitor comparison
Flex vs Sika Health competitor comparison
Flex vs Sika Health competitor comparison
Flex vs Sika Health competitor comparison
Flex vs Sika Health competitor comparison
Flex vs Sika Health competitor comparison

Revenue booster

Flex's community of 18K+ engaged buyers are looking for places to spend their health funds. Through listings on Flex's Marketplace, social promotion, and newsletter updates, Flex helps new customers discover your business.

Flex's community of 18K+ engaged buyers are looking for places to spend their health funds. Through listings on Flex's Marketplace, social promotion, and newsletter updates, Flex helps new customers discover your business.

Our results speak for themselves

Our results speak for themselves

Our results speak for themselves

INCREASE MONTHLY REVENUE

INCREASE MONTHLY REVENUE

+17%

Partners who accept HSA & FSA payments see a lift in revenue

Partners who accept HSA/FSA payments see a lift in revenue

LARGER CART SIZE

LARGER CART SIZE

+20%

Customers spend more when using their HSA/FSA cards

 GROWING MARKET

 GROWING MARKET

150B

Open up your business to billions of FSA/HSA dollars

What our customers are saying

What our customers are saying

What our customers are saying

See why over 75 brands have made Flex their partner for HSA/FSA payments

See why over 75 brands have made Flex their partner for HSA/FSA payments

  • Flex Nanobebe

    Nanobébé

    We have been very happy with the Flex app's functionality and the team's support. The app has enabled our customers to easily use HSA/FSA payments at checkout without any complex setup on our end. Not only that, the team's support is excellent and they actively take the time to get our feedback and suggestions and then actually add them to their development pipeline so that their app keeps getting better. Highly recommend.

  • Flex Div Brands

    Div Brands

    It was easy to integrate with Flex. We just had to connect to their APIs - It was quick and painless in technical terms.

  • Flex Sundaze

    Sundaze

    Really easy to install. This app is exactly what we were looking for as we are building out our business. This app allowed us to offer a way for customers to use their HSA/FSA card directly on our website. This has been exceedingly helpful to better serve our customers. the withFlex team has been a joy to work. We don't know what we would do without withFlex. Cannot recommend enough.

  • Flex Stellar Sleeo

    Stellar Sleep

    The Flex team was super responsive throughout our implementation and willing to implement new functionality quickly to make the experience better for our customers.

  • Flex Forme Science

    Forme.science

    HSA/FSAs have been a significant revenue driver for our business. We’re glad to have met and implemented Flex!

  • Flex Embr Labs

    Embr Labs

    The app was super easy to install, and the Flex team has been excellent to work with! This app is a great way to better serve our customers who want to use their FSA / HSA dollars more easily.

  • Flex Nanobebe

    Nanobébé

    We have been very happy with the Flex app's functionality and the team's support. The app has enabled our customers to easily use HSA/FSA payments at checkout without any complex setup on our end. Not only that, the team's support is excellent and they actively take the time to get our feedback and suggestions and then actually add them to their development pipeline so that their app keeps getting better. Highly recommend.

  • Flex Div Brands

    Div Brands

    It was easy to integrate with Flex. We just had to connect to their APIs - It was quick and painless in technical terms.

  • Flex Sundaze

    Sundaze

    Really easy to install. This app is exactly what we were looking for as we are building out our business. This app allowed us to offer a way for customers to use their HSA/FSA card directly on our website. This has been exceedingly helpful to better serve our customers. the withFlex team has been a joy to work. We don't know what we would do without withFlex. Cannot recommend enough.

  • Flex Stellar Sleeo

    Stellar Sleep

    The Flex team was super responsive throughout our implementation and willing to implement new functionality quickly to make the experience better for our customers.

  • Flex Forme Science

    Forme.science

    HSA/FSAs have been a significant revenue driver for our business. We’re glad to have met and implemented Flex!

  • Flex Embr Labs

    Embr Labs

    The app was super easy to install, and the Flex team has been excellent to work with! This app is a great way to better serve our customers who want to use their FSA / HSA dollars more easily.

  • Flex Nanobebe

    Nanobébé

    We have been very happy with the Flex app's functionality and the team's support. The app has enabled our customers to easily use HSA/FSA payments at checkout without any complex setup on our end. Not only that, the team's support is excellent and they actively take the time to get our feedback and suggestions and then actually add them to their development pipeline so that their app keeps getting better. Highly recommend.

  • Flex Div Brands

    Div Brands

    It was easy to integrate with Flex. We just had to connect to their APIs - It was quick and painless in technical terms.

  • Flex Sundaze

    Sundaze

    Really easy to install. This app is exactly what we were looking for as we are building out our business. This app allowed us to offer a way for customers to use their HSA/FSA card directly on our website. This has been exceedingly helpful to better serve our customers. the withFlex team has been a joy to work. We don't know what we would do without withFlex. Cannot recommend enough.

  • Flex Stellar Sleeo

    Stellar Sleep

    The Flex team was super responsive throughout our implementation and willing to implement new functionality quickly to make the experience better for our customers.

  • Flex Forme Science

    Forme.science

    HSA/FSAs have been a significant revenue driver for our business. We’re glad to have met and implemented Flex!

  • Flex Embr Labs

    Embr Labs

    The app was super easy to install, and the Flex team has been excellent to work with! This app is a great way to better serve our customers who want to use their FSA / HSA dollars more easily.

  • Flex Nanobebe

    Nanobébé

    We have been very happy with the Flex app's functionality and the team's support. The app has enabled our customers to easily use HSA/FSA payments at checkout without any complex setup on our end. Not only that, the team's support is excellent and they actively take the time to get our feedback and suggestions and then actually add them to their development pipeline so that their app keeps getting better. Highly recommend.

  • Flex Div Brands

    Div Brands

    It was easy to integrate with Flex. We just had to connect to their APIs - It was quick and painless in technical terms.

  • Flex Sundaze

    Sundaze

    Really easy to install. This app is exactly what we were looking for as we are building out our business. This app allowed us to offer a way for customers to use their HSA/FSA card directly on our website. This has been exceedingly helpful to better serve our customers. the withFlex team has been a joy to work. We don't know what we would do without withFlex. Cannot recommend enough.

  • Flex Stellar Sleeo

    Stellar Sleep

    The Flex team was super responsive throughout our implementation and willing to implement new functionality quickly to make the experience better for our customers.

  • Flex Forme Science

    Forme.science

    HSA/FSAs have been a significant revenue driver for our business. We’re glad to have met and implemented Flex!

  • Flex Embr Labs

    Embr Labs

    The app was super easy to install, and the Flex team has been excellent to work with! This app is a great way to better serve our customers who want to use their FSA / HSA dollars more easily.

Frequently asked questions

If you can’t find what you’re looking for, please reach out to hello@withflex.com

I’ve looked into accepting HSA/FSA payments in the past and it seems daunting and confusing. How does Flex help with this?

 Flex has done the research and works closely with regulators to stay up to date with the requirements for businesses who want to accept HSA/FSA — so you don’t have to! From that understanding, we have created a streamlined process and product to get you up and running quickly.

I’ve looked into accepting HSA/FSA payments in the past and it seems daunting and confusing. How does Flex help with this?

 Flex has done the research and works closely with regulators to stay up to date with the requirements for businesses who want to accept HSA/FSA — so you don’t have to! From that understanding, we have created a streamlined process and product to get you up and running quickly.

I’ve looked into accepting HSA/FSA payments in the past and it seems daunting and confusing. How does Flex help with this?

 Flex has done the research and works closely with regulators to stay up to date with the requirements for businesses who want to accept HSA/FSA — so you don’t have to! From that understanding, we have created a streamlined process and product to get you up and running quickly.

I’ve looked into accepting HSA/FSA payments in the past and it seems daunting and confusing. How does Flex help with this?

 Flex has done the research and works closely with regulators to stay up to date with the requirements for businesses who want to accept HSA/FSA — so you don’t have to! From that understanding, we have created a streamlined process and product to get you up and running quickly.

I’m not sure my business or product is HSA/FSA eligible. How do I check this?

The first step is to review the standard qualifying list for HSA/FSA eligible items set forth by the IRS. This list includes qualified medical expenses which the IRS states “must be primarily to alleviate or prevent a physical or mental disability or illness”. If your product falls into into a qualifying category, Flex can provide the payment infrastructure required to accept HSA/FSA payments.

Many wellness, fitness, nutrition, and other health-related products or services are not on the qualifying list because they are what is considered “dual-purpose”. This means the item has both a medical and personal hygiene, cosmetic or general health purpose. Consumers may still be able to use their HSA or FSA to purchase, but to qualify, a doctor needs to write a Letter of Medical Necessity ( LOMN), which deems a product or service medically necessary for a patient. Flex can meet your needs here too because we offer streamlined LOMN consultations as part of our service.

Still have questions? Get in touch to talk through the available options and determine the best course forward for your business.

I’m not sure my business or product is HSA/FSA eligible. How do I check this?

The first step is to review the standard qualifying list for HSA/FSA eligible items set forth by the IRS. This list includes qualified medical expenses which the IRS states “must be primarily to alleviate or prevent a physical or mental disability or illness”. If your product falls into into a qualifying category, Flex can provide the payment infrastructure required to accept HSA/FSA payments.

Many wellness, fitness, nutrition, and other health-related products or services are not on the qualifying list because they are what is considered “dual-purpose”. This means the item has both a medical and personal hygiene, cosmetic or general health purpose. Consumers may still be able to use their HSA or FSA to purchase, but to qualify, a doctor needs to write a Letter of Medical Necessity ( LOMN), which deems a product or service medically necessary for a patient. Flex can meet your needs here too because we offer streamlined LOMN consultations as part of our service.

Still have questions? Get in touch to talk through the available options and determine the best course forward for your business.

I’m not sure my business or product is HSA/FSA eligible. How do I check this?

The first step is to review the standard qualifying list for HSA/FSA eligible items set forth by the IRS. This list includes qualified medical expenses which the IRS states “must be primarily to alleviate or prevent a physical or mental disability or illness”. If your product falls into into a qualifying category, Flex can provide the payment infrastructure required to accept HSA/FSA payments.

Many wellness, fitness, nutrition, and other health-related products or services are not on the qualifying list because they are what is considered “dual-purpose”. This means the item has both a medical and personal hygiene, cosmetic or general health purpose. Consumers may still be able to use their HSA or FSA to purchase, but to qualify, a doctor needs to write a Letter of Medical Necessity ( LOMN), which deems a product or service medically necessary for a patient. Flex can meet your needs here too because we offer streamlined LOMN consultations as part of our service.

Still have questions? Get in touch to talk through the available options and determine the best course forward for your business.

I’m not sure my business or product is HSA/FSA eligible. How do I check this?

The first step is to review the standard qualifying list for HSA/FSA eligible items set forth by the IRS. This list includes qualified medical expenses which the IRS states “must be primarily to alleviate or prevent a physical or mental disability or illness”. If your product falls into into a qualifying category, Flex can provide the payment infrastructure required to accept HSA/FSA payments.

Many wellness, fitness, nutrition, and other health-related products or services are not on the qualifying list because they are what is considered “dual-purpose”. This means the item has both a medical and personal hygiene, cosmetic or general health purpose. Consumers may still be able to use their HSA or FSA to purchase, but to qualify, a doctor needs to write a Letter of Medical Necessity ( LOMN), which deems a product or service medically necessary for a patient. Flex can meet your needs here too because we offer streamlined LOMN consultations as part of our service.

Still have questions? Get in touch to talk through the available options and determine the best course forward for your business.

I only accept payments in person at my retail locations. Is Flex a fit for me?

Not at this time. Flex enables merchants to accept HSA/FSA payments via an online checkout flow. We hope to be more available for in-person payments in the future!

I only accept payments in person at my retail locations. Is Flex a fit for me?

Not at this time. Flex enables merchants to accept HSA/FSA payments via an online checkout flow. We hope to be more available for in-person payments in the future!

I only accept payments in person at my retail locations. Is Flex a fit for me?

Not at this time. Flex enables merchants to accept HSA/FSA payments via an online checkout flow. We hope to be more available for in-person payments in the future!

I only accept payments in person at my retail locations. Is Flex a fit for me?

Not at this time. Flex enables merchants to accept HSA/FSA payments via an online checkout flow. We hope to be more available for in-person payments in the future!

I’m a Shopify store but am thinking of moving to a custom checkout. Will Flex work for me?

Yes, Flex offers multiple integration solutions to help you accept HSA/FSA payments. While we do offer a popular Shopify app, we also have an API that can be used in any web-based checkout.

I’m a Shopify store but am thinking of moving to a custom checkout. Will Flex work for me?

Yes, Flex offers multiple integration solutions to help you accept HSA/FSA payments. While we do offer a popular Shopify app, we also have an API that can be used in any web-based checkout.

I’m a Shopify store but am thinking of moving to a custom checkout. Will Flex work for me?

Yes, Flex offers multiple integration solutions to help you accept HSA/FSA payments. While we do offer a popular Shopify app, we also have an API that can be used in any web-based checkout.

I’m a Shopify store but am thinking of moving to a custom checkout. Will Flex work for me?

Yes, Flex offers multiple integration solutions to help you accept HSA/FSA payments. While we do offer a popular Shopify app, we also have an API that can be used in any web-based checkout.

I’ve been told that some of my products are eligible but others are “dual-purpose.” What does that mean?

Dual-purpose means your products may have a medical purpose but can also be used for general health, personal hygiene, or cosmetic purposes and are therefore not considered eligible by the IRS. Certain dual-purpose items can be made eligible if a patience has a Letter of Medical Necessity (LOMN). Flex can assist in this case so please reach out!

I’ve been told that some of my products are eligible but others are “dual-purpose.” What does that mean?

Dual-purpose means your products may have a medical purpose but can also be used for general health, personal hygiene, or cosmetic purposes and are therefore not considered eligible by the IRS. Certain dual-purpose items can be made eligible if a patience has a Letter of Medical Necessity (LOMN). Flex can assist in this case so please reach out!

I’ve been told that some of my products are eligible but others are “dual-purpose.” What does that mean?

Dual-purpose means your products may have a medical purpose but can also be used for general health, personal hygiene, or cosmetic purposes and are therefore not considered eligible by the IRS. Certain dual-purpose items can be made eligible if a patience has a Letter of Medical Necessity (LOMN). Flex can assist in this case so please reach out!

I’ve been told that some of my products are eligible but others are “dual-purpose.” What does that mean?

Dual-purpose means your products may have a medical purpose but can also be used for general health, personal hygiene, or cosmetic purposes and are therefore not considered eligible by the IRS. Certain dual-purpose items can be made eligible if a patience has a Letter of Medical Necessity (LOMN). Flex can assist in this case so please reach out!

How does Flex handle necessary compliance for issuing Letters of Medical Necessity?

Our commitment to compliance and quality ensures that your Letters of Medical Necessity (LOMN) are accurately documented and accepted, streamlining the process for both providers and patients while maintaining the highest standards of care and regulatory adherence. Our telehealth practice has 50-state licensing, identity verification, and diagnosis confirmation. Flex also rigorously reviews the latest HSA/FSA guidelines from the IRS as well as telehealth requirements to make sure we stay ahead of regulatory changes and that your LOMNs have a high acceptance rate.

How does Flex handle necessary compliance for issuing Letters of Medical Necessity?

Our commitment to compliance and quality ensures that your Letters of Medical Necessity (LOMN) are accurately documented and accepted, streamlining the process for both providers and patients while maintaining the highest standards of care and regulatory adherence. Our telehealth practice has 50-state licensing, identity verification, and diagnosis confirmation. Flex also rigorously reviews the latest HSA/FSA guidelines from the IRS as well as telehealth requirements to make sure we stay ahead of regulatory changes and that your LOMNs have a high acceptance rate.

How does Flex handle necessary compliance for issuing Letters of Medical Necessity?

Our commitment to compliance and quality ensures that your Letters of Medical Necessity (LOMN) are accurately documented and accepted, streamlining the process for both providers and patients while maintaining the highest standards of care and regulatory adherence. Our telehealth practice has 50-state licensing, identity verification, and diagnosis confirmation. Flex also rigorously reviews the latest HSA/FSA guidelines from the IRS as well as telehealth requirements to make sure we stay ahead of regulatory changes and that your LOMNs have a high acceptance rate.

How does Flex handle necessary compliance for issuing Letters of Medical Necessity?

Our commitment to compliance and quality ensures that your Letters of Medical Necessity (LOMN) are accurately documented and accepted, streamlining the process for both providers and patients while maintaining the highest standards of care and regulatory adherence. Our telehealth practice has 50-state licensing, identity verification, and diagnosis confirmation. Flex also rigorously reviews the latest HSA/FSA guidelines from the IRS as well as telehealth requirements to make sure we stay ahead of regulatory changes and that your LOMNs have a high acceptance rate.

What is the implementation process like?

Get up and running in as little as 30 minutes with our Shopify Payment App or as little as 48hrs with our secure API.

What is the implementation process like?

Get up and running in as little as 30 minutes with our Shopify Payment App or as little as 48hrs with our secure API.

What is the implementation process like?

Get up and running in as little as 30 minutes with our Shopify Payment App or as little as 48hrs with our secure API.

What is the implementation process like?

Get up and running in as little as 30 minutes with our Shopify Payment App or as little as 48hrs with our secure API.

How much does Flex cost?

Flex’s pricing is tiered based on use — we only make money when you’re business sees successful HSA/FSA transactions. Reach out for more specifics.

How much does Flex cost?

Flex’s pricing is tiered based on use — we only make money when you’re business sees successful HSA/FSA transactions. Reach out for more specifics.

How much does Flex cost?

Flex’s pricing is tiered based on use — we only make money when you’re business sees successful HSA/FSA transactions. Reach out for more specifics.

How much does Flex cost?

Flex’s pricing is tiered based on use — we only make money when you’re business sees successful HSA/FSA transactions. Reach out for more specifics.

How do I get started with Flex?

Schedule a call with our team to get started today!

How do I get started with Flex?

Schedule a call with our team to get started today!

How do I get started with Flex?

Schedule a call with our team to get started today!

How do I get started with Flex?

Schedule a call with our team to get started today!

LET US GUIDE YOU THROUGH THE PROCESS
LET US GUIDE YOU THROUGH THE PROCESS

Ready to accept HSA/FSA payments?

Ready to accept HSA/FSA payments?

Ready to accept HSA/FSA payments?