News
Smart Parenting: Save More with HSA and FSA Eligible Baby Items
Give your baby, and your budget, a healthy start.
January 9, 2024
Sam O'Keefe
Co-founder & CEO of Flex
Overview
Overview
Overview
Overview
Starting a family is a life-changing experience — and also an expensive one.
In fact, the 2015 USDA report, “The Cost of Raising a Child”, found that new families can expect to pay $12,980 annually per child for those considered to be middle-income. This is on top of prenatal care and the costs of pregnancy itself, another several thousand dollars according to WebMD.
Thankfully, when diaper changes outnumber hours of sleep, your Health Savings Account (HSA) or Flexible Spending Account (FSA) can help you save money on eligible baby items, even if you’re missing out on the Zzzs.
What We’ll Cover About HSA and FSA Eligible Baby Items
There are so many questions about child raising, but we’re going to try and answer an important one: how to use your HSA and FSA to save money on eligible baby items. Read on to learn about:
What Baby Items are HSA/FSA Eligible? An Overview
If you’re starting a family, HSAs and FSAs can be a lifeline.
A quick refresher: HSAs and FSAs are tax-advantaged savings accounts designed to help you pay for healthcare expenses that are not covered by your insurance. You can use these funds for many eligible out-of-pocket medical expenses, such as doctor’s visits, prescription medicines, vision care, and, of course, HSA and FSA approved baby items.
What qualifies? The Internal Revenue Service’s (IRS) general rule is that “[qualified] medical care expenses must be primarily to alleviate or prevent a physical or mental disability or illness” and includes costs associated with diagnosis, cure, mitigation, treatment, or prevention.
Many baby care essentials fall under the HSA/FSA umbrella
So what baby items are HSA or FSA eligible, and which are not?
Commonly covered products include pregnancy tests and fertility kits, prenatal vitamins, and breast pumps. There are some surprise items and services that are eligible too, such as genetic testing and postpartum care kits. Not every baby wish makes the HSA/FSA cut, though — strollers and car seats, among other goods, are not typically eligible.
In some cases, a Letter of Medical Necessity (LOMN) can be submitted to support a reimbursement claim should the product or service be deemed medically necessary by a healthcare professional. Understanding the criteria and gathering the appropriate documentation is key here.
It’s also important to note that age doesn't affect eligibility; whether you're swaddling a newborn or chasing after a toddler, HSA and FSA funds can help you budget for your growing family.
What is a Dependent Care Flexible Spending Account (DCFSA)?
There is one additional healthcare account we want to cover. Dependent Care Flexible Spending Accounts (DCFSA) are a special type of FSA that lets you allocate pre-tax dollars to cover a range of healthcare costs for a child, disabled spouse or elderly parent. There are some particulars: Funds can only be used for children younger than 13 and adult dependents who are incapable of caring for themselves.
Commonly covered items include daycare expenses, after-school programs, and a trustworthy babysitter to give you that much-needed break.
The DCFSA is unique because childcare costs are not covered by HSAs or regular FSAs. Further, be mindful that FSA money doesn’t roll over: You’ll need to use it by the end of the year, or March 15th if you request an extension.
Now let’s move on to which baby items are (and are not) HSA and FSA eligible.
Are Formula, Food, and Supplements HSA/FSA Eligible?
Food is one of the most expensive parts of child-raising, so let’s discuss which common baby items are HSA and FSA eligible:
Can you use HSA/FSA for a breast pump?
If you’re choosing to breastfeed, you’ll be happy to know that breast pumps and accessories (such as storage bags, nursing pads, and nursing bras) are eligible.
Are prenatal vitamins HSA/FSA eligible?
Prenatal vitamins play a big role in supporting a healthy pregnancy. They ensure expecting mothers receive vital nutrients like folic acid, iron, and calcium, which support both the mother’s well-being and the baby’s healthy development.
Thankfully, prenatal vitamins are considered HSA-eligible expenses, allowing you to prioritize your health without breaking the bank.
Can I buy baby Tylenol with HSA/FSA?
Most over-the-counter medications — for infants, or otherwise — including baby Tylenol, are HSA and FSA eligible. This also applies to certain rehydration aides, such as Pedialyte.
Are vitamins and supplements HSA or FSA eligible?
While you can use your HSA/FSA to pay for prenatal vitamins, this usually doesn’t apply to general health supplements. However, certain vitamins and supplements essential for infants or prescribed by a healthcare professional could be eligible for purchase with HSA or FSA funds.
Is baby formula HSA/FSA eligible?
Feeding a newborn can be a big drain on the wallet, especially if you’re using formula. Unfortunately, baby formula is not typically eligible for reimbursement.
Are baby bottles HSA/FSA eligible?
Baby bottles, while an indispensable part of child rearing, are not HSA/FSA eligible.
Baby Items for the Home and on the Go
New parents spend a lot of time at home, but still need to get out of the house from time to time — with baby in tow. Are strollers, car seats, and air purifiers HSA and FSA eligible? We’ll answer below.
Are baby monitors FSA/HSA eligible?
Baby monitors are usually — but not always — eligible for purchase with your FSA or HSA. Modern options that track your baby’s breathing and vital signs are covered as they are considered health and safety-related, while basic audio or video-only options are not. To qualify, you may need a Letter of Medical Necessity (LOMN), so consult with your healthcare professional or plan provider first.
Does HSA cover baby thermometers?
Checking and monitoring your baby's temperature is a vital aspect of keeping them healthy. Thankfully, most baby thermometers can be purchased using HSA or FSA funds.
Is sunscreen an HSA/FSA eligible baby item?
Sunscreens specifically formulated for infants and recommended by a healthcare professional qualify for HSA/FSA reimbursement. Same goes for parents, by the way!
Are air purifiers good for babies?
The best air purifiers can contribute to a baby's overall well-being by reducing airborne allergens and pollutants, which is especially important because of their developing respiratory and immune systems.
When it comes to HSA or FSA eligibility, there is an important distinction: Purifiers used for general health purposes are not covered by HSAs or FSAs, however if they are prescribed for allergies, asthma, respiratory infections or other health conditions, they can be reimbursed. Be sure to consult with your medical provider before purchasing, however.
Are strollers FSA eligible?
Unfortunately, strollers aren’t considered essential medical equipment, so they are generally not eligible for purchase using HSA or FSA funds.
Are diaper bags covered by HSA or FSA?
Unfortunately, this carry essential is not covered because, while incredibly convenient, doesn’t address a specific medical condition for your child.
Are car seats FSA/HSA eligible?
Car seats are not typically eligible for HSA or FSA reimbursement.
However, there may be a situation where you need a special car seat to help secure or brace a child with a specific medical condition, in which case, you should consult with your doctor and HSA/FSA administrator.
Are Diapers and Baby Wipes HSA/FSA Eligible?
This is a big question for a lot of parents since diapers and baby wipes can be a big strain on the budget.
Unfortunately, diapers and wipes are not eligible for purchase using HSA or FSA funds. Why are diapers not HSA/FSA eligible? This is because the IRS considers them "general health" items, and typically, only qualified medical expenses qualify.
However, there are some cases where diapers can be reimbursed, such as for older children and adults if they treat an underlying medical condition like incontinence. Baby powder is also not eligible, meanwhile, anti-rash ointments and creams are — a welcome relief from the financial challenges of diaper duty.
Surprising Baby Items You Can Buy With Your HSA/FSA
HSA and FSA coverage extends far beyond the obvious items. Here are some items you probably didn’t know were eligible:
Prenatal massage: One perk of pregnancy is you may be able to use your HSA or FSA for pregnancy massages with a Letter of Medical Necessity, to help alleviate back pain and reduce swelling.
Postpartum belly wraps: Provide essential support and comfort for new mothers during the postpartum period.
Lactation massager: A helpful tool for breastfeeding mothers. Promotes milk flow and alleviates discomfort.
Peri bottle: Essential for post-delivery hygiene and comfort.
Postpartum care kit: A bundle of various necessities for post-delivery recovery. Often includes items like soothing creams and pads.
Acupressure wristbands: A surprising but eligible expense for combating morning sickness and providing relief to expectant mothers.
Baby nasal aspirator: A humble yet crucial tool for clearing infants’ nasal passages.
Genetic testing: Helps you to understand and manage the risk of disease and medications for your newborns, infants and children. We go into this below.
Beyond the Basics: Innovative Baby Items You Can Buy With Your HSA/FSA
We’ve covered a lot of important items, albeit a bit more standard. There are plenty of exciting newer products we think parents should know about too.
FORESITE 360: The most comprehensive genetic test for children
FORESITE 360 gives parents a 100% map of their baby’s DNA with a simple at-home collection kit. This is much more advanced than basic newborn screening — by analyzing for 300+ genetically linked and manageable diseases and 40 medication types, parents can proactively manage their child’s risk of disease and avoid complications with medicine, from today through adulthood. You can do an annual re-analysis at no cost until your child turns 18. We like Foresite 360 because it is the simplest and most comprehensive genetic test that is HSA and FSA eligible.
Cradlewise: Gain up to two more hours of sleep each night
The smart crib by Cradlewise monitors your baby’s sleep and movements and responds with soothing interventions to help them stay asleep longer. Think of it like an extra pair of hands, when your baby starts to stir the crib offers a gentle bouncing motion that emulates how parents comfort their babies in their arms—all while you monitor your baby remotely.
Mommy Matters: Warm up to the power of red light
Mommy Matters was founded by an Ob-Gyn and mother of two to help moms heal faster after vaginal birth. By using red and infrared light, internal and external healing can occur up to 6x faster and aid recovery. Studies show that this light range accelerates wound healing, increases blood flow, reduces inflammation, produces new collagen, and increases the concentration of stem cells to help mom get back to being supermom.
Emilia George: One-stop shopping for modern parents
With boutique curation fit for Manhattan, you can find everything from knitwear and dresses for expecting mums to essential oils and body care to postpartum essentials; Emilia George offers a curated mix of everyday essentials and occasion-worthy indulgences.
Genate: The only comprehensive prenatal nutrition provider
7 in 10 moms-to-be have challenges metabolizing nutrients vital to their baby’s cognitive development. Genate was started to solve this problem and help provide proper nutrition for the first 1,000 days of your child’s life. It starts with the industry’s first test to offer precise, DNA-based nutrition recommendations for your baby’s growth and is matched with their optimized prenatal vitamins to support healthy development.
Nanobébé: Award-winning baby bottles
Named a Time Magazine Best Invention of 2018, Nanobébé’s Breastmilk Baby Bottle safely and evenly warms or cools breast milk 2x faster than standard bottles, helping to preserve vital nutrients and prevent bacterial growth. The company continues to innovate, recently launching Aura, an AI-powered baby monitor and health-tracking device so you can care for your baby from bottle to bed.
How to Use HSA/FSA to Pay for Eligible Baby Items
Making the most of your Health Savings Account (HSA) or Flexible Spending Account (FSA) for eligible baby items is a straightforward — if somewhat laborious — process.
First, familiarize yourself with the list of qualified expenses from your HSA or FSA provider. When it's time to make a purchase, make sure the item is included in the approved list.
Then, keep all relevant receipts and documentation. They may be required for reimbursement or audit purposes. Many accounts also offer debit cards, which makes it convenient to pay for eligible items directly at the point of sale.
Finally, if your purchase requires a prescription or a Letter of Medical Necessity (LOMN), get all the necessary documentation from your healthcare provider. If you stay proactive and organized, you’ll easily leverage your HSA or FSA to support your journey into parenthood.
How to Pay for HSA/FSA Eligible Baby Items with Flex
Flex partners with merchants to make the process much simpler for consumers. Here’s how it works.
For pre-approved medical expenses: Flex makes purchasing eligible items easier. If a company has partnered with Flex, you'll see a "checkout with Flex" option on the payment page. Pay for the product or service with your HSA or FSA card and checkout as usual. Flex will substantiate the purchase automatically. This means you don't need to submit for reimbursement.
If the item falls outside of standard IRS guidelines: If a company has partnered with Flex to issue a Letter of Medical Necessity, you'll see a "checkout with Flex" option on the payment page. Complete the following steps to pay with your HSA or FSA debit card:
Fill out a short eligibility form, sharing relevant information with Flex’s medical team.
If you qualify, Flex sends the LOMN to you via email.
Then, simply enter your HSA or FSA card details and complete the purchase.
It’s as easy as that! Note that in some cases, your FSA may ask for further details, like an itemized receipt, which Flex can provide.
Upgrade Your Baby Budgeting With HSA/FSA
HSA and FSA accounts can make the journey of parenthood a budget-friendly one.
Beyond baby gear, HSA and FSA funds can be used for a wide range of child-related expenses. This includes fertility treatments, newborn care and medications, and even certain educational materials if your doctor prescribed them to address a specific medical condition.
These aren't just financial tools; they're your sidekicks on this incredible adventure. Happy parenting and savvy spending!
Starting a family is a life-changing experience — and also an expensive one.
In fact, the 2015 USDA report, “The Cost of Raising a Child”, found that new families can expect to pay $12,980 annually per child for those considered to be middle-income. This is on top of prenatal care and the costs of pregnancy itself, another several thousand dollars according to WebMD.
Thankfully, when diaper changes outnumber hours of sleep, your Health Savings Account (HSA) or Flexible Spending Account (FSA) can help you save money on eligible baby items, even if you’re missing out on the Zzzs.
What We’ll Cover About HSA and FSA Eligible Baby Items
There are so many questions about child raising, but we’re going to try and answer an important one: how to use your HSA and FSA to save money on eligible baby items. Read on to learn about:
What Baby Items are HSA/FSA Eligible? An Overview
If you’re starting a family, HSAs and FSAs can be a lifeline.
A quick refresher: HSAs and FSAs are tax-advantaged savings accounts designed to help you pay for healthcare expenses that are not covered by your insurance. You can use these funds for many eligible out-of-pocket medical expenses, such as doctor’s visits, prescription medicines, vision care, and, of course, HSA and FSA approved baby items.
What qualifies? The Internal Revenue Service’s (IRS) general rule is that “[qualified] medical care expenses must be primarily to alleviate or prevent a physical or mental disability or illness” and includes costs associated with diagnosis, cure, mitigation, treatment, or prevention.
Many baby care essentials fall under the HSA/FSA umbrella
So what baby items are HSA or FSA eligible, and which are not?
Commonly covered products include pregnancy tests and fertility kits, prenatal vitamins, and breast pumps. There are some surprise items and services that are eligible too, such as genetic testing and postpartum care kits. Not every baby wish makes the HSA/FSA cut, though — strollers and car seats, among other goods, are not typically eligible.
In some cases, a Letter of Medical Necessity (LOMN) can be submitted to support a reimbursement claim should the product or service be deemed medically necessary by a healthcare professional. Understanding the criteria and gathering the appropriate documentation is key here.
It’s also important to note that age doesn't affect eligibility; whether you're swaddling a newborn or chasing after a toddler, HSA and FSA funds can help you budget for your growing family.
What is a Dependent Care Flexible Spending Account (DCFSA)?
There is one additional healthcare account we want to cover. Dependent Care Flexible Spending Accounts (DCFSA) are a special type of FSA that lets you allocate pre-tax dollars to cover a range of healthcare costs for a child, disabled spouse or elderly parent. There are some particulars: Funds can only be used for children younger than 13 and adult dependents who are incapable of caring for themselves.
Commonly covered items include daycare expenses, after-school programs, and a trustworthy babysitter to give you that much-needed break.
The DCFSA is unique because childcare costs are not covered by HSAs or regular FSAs. Further, be mindful that FSA money doesn’t roll over: You’ll need to use it by the end of the year, or March 15th if you request an extension.
Now let’s move on to which baby items are (and are not) HSA and FSA eligible.
Are Formula, Food, and Supplements HSA/FSA Eligible?
Food is one of the most expensive parts of child-raising, so let’s discuss which common baby items are HSA and FSA eligible:
Can you use HSA/FSA for a breast pump?
If you’re choosing to breastfeed, you’ll be happy to know that breast pumps and accessories (such as storage bags, nursing pads, and nursing bras) are eligible.
Are prenatal vitamins HSA/FSA eligible?
Prenatal vitamins play a big role in supporting a healthy pregnancy. They ensure expecting mothers receive vital nutrients like folic acid, iron, and calcium, which support both the mother’s well-being and the baby’s healthy development.
Thankfully, prenatal vitamins are considered HSA-eligible expenses, allowing you to prioritize your health without breaking the bank.
Can I buy baby Tylenol with HSA/FSA?
Most over-the-counter medications — for infants, or otherwise — including baby Tylenol, are HSA and FSA eligible. This also applies to certain rehydration aides, such as Pedialyte.
Are vitamins and supplements HSA or FSA eligible?
While you can use your HSA/FSA to pay for prenatal vitamins, this usually doesn’t apply to general health supplements. However, certain vitamins and supplements essential for infants or prescribed by a healthcare professional could be eligible for purchase with HSA or FSA funds.
Is baby formula HSA/FSA eligible?
Feeding a newborn can be a big drain on the wallet, especially if you’re using formula. Unfortunately, baby formula is not typically eligible for reimbursement.
Are baby bottles HSA/FSA eligible?
Baby bottles, while an indispensable part of child rearing, are not HSA/FSA eligible.
Baby Items for the Home and on the Go
New parents spend a lot of time at home, but still need to get out of the house from time to time — with baby in tow. Are strollers, car seats, and air purifiers HSA and FSA eligible? We’ll answer below.
Are baby monitors FSA/HSA eligible?
Baby monitors are usually — but not always — eligible for purchase with your FSA or HSA. Modern options that track your baby’s breathing and vital signs are covered as they are considered health and safety-related, while basic audio or video-only options are not. To qualify, you may need a Letter of Medical Necessity (LOMN), so consult with your healthcare professional or plan provider first.
Does HSA cover baby thermometers?
Checking and monitoring your baby's temperature is a vital aspect of keeping them healthy. Thankfully, most baby thermometers can be purchased using HSA or FSA funds.
Is sunscreen an HSA/FSA eligible baby item?
Sunscreens specifically formulated for infants and recommended by a healthcare professional qualify for HSA/FSA reimbursement. Same goes for parents, by the way!
Are air purifiers good for babies?
The best air purifiers can contribute to a baby's overall well-being by reducing airborne allergens and pollutants, which is especially important because of their developing respiratory and immune systems.
When it comes to HSA or FSA eligibility, there is an important distinction: Purifiers used for general health purposes are not covered by HSAs or FSAs, however if they are prescribed for allergies, asthma, respiratory infections or other health conditions, they can be reimbursed. Be sure to consult with your medical provider before purchasing, however.
Are strollers FSA eligible?
Unfortunately, strollers aren’t considered essential medical equipment, so they are generally not eligible for purchase using HSA or FSA funds.
Are diaper bags covered by HSA or FSA?
Unfortunately, this carry essential is not covered because, while incredibly convenient, doesn’t address a specific medical condition for your child.
Are car seats FSA/HSA eligible?
Car seats are not typically eligible for HSA or FSA reimbursement.
However, there may be a situation where you need a special car seat to help secure or brace a child with a specific medical condition, in which case, you should consult with your doctor and HSA/FSA administrator.
Are Diapers and Baby Wipes HSA/FSA Eligible?
This is a big question for a lot of parents since diapers and baby wipes can be a big strain on the budget.
Unfortunately, diapers and wipes are not eligible for purchase using HSA or FSA funds. Why are diapers not HSA/FSA eligible? This is because the IRS considers them "general health" items, and typically, only qualified medical expenses qualify.
However, there are some cases where diapers can be reimbursed, such as for older children and adults if they treat an underlying medical condition like incontinence. Baby powder is also not eligible, meanwhile, anti-rash ointments and creams are — a welcome relief from the financial challenges of diaper duty.
Surprising Baby Items You Can Buy With Your HSA/FSA
HSA and FSA coverage extends far beyond the obvious items. Here are some items you probably didn’t know were eligible:
Prenatal massage: One perk of pregnancy is you may be able to use your HSA or FSA for pregnancy massages with a Letter of Medical Necessity, to help alleviate back pain and reduce swelling.
Postpartum belly wraps: Provide essential support and comfort for new mothers during the postpartum period.
Lactation massager: A helpful tool for breastfeeding mothers. Promotes milk flow and alleviates discomfort.
Peri bottle: Essential for post-delivery hygiene and comfort.
Postpartum care kit: A bundle of various necessities for post-delivery recovery. Often includes items like soothing creams and pads.
Acupressure wristbands: A surprising but eligible expense for combating morning sickness and providing relief to expectant mothers.
Baby nasal aspirator: A humble yet crucial tool for clearing infants’ nasal passages.
Genetic testing: Helps you to understand and manage the risk of disease and medications for your newborns, infants and children. We go into this below.
Beyond the Basics: Innovative Baby Items You Can Buy With Your HSA/FSA
We’ve covered a lot of important items, albeit a bit more standard. There are plenty of exciting newer products we think parents should know about too.
FORESITE 360: The most comprehensive genetic test for children
FORESITE 360 gives parents a 100% map of their baby’s DNA with a simple at-home collection kit. This is much more advanced than basic newborn screening — by analyzing for 300+ genetically linked and manageable diseases and 40 medication types, parents can proactively manage their child’s risk of disease and avoid complications with medicine, from today through adulthood. You can do an annual re-analysis at no cost until your child turns 18. We like Foresite 360 because it is the simplest and most comprehensive genetic test that is HSA and FSA eligible.
Cradlewise: Gain up to two more hours of sleep each night
The smart crib by Cradlewise monitors your baby’s sleep and movements and responds with soothing interventions to help them stay asleep longer. Think of it like an extra pair of hands, when your baby starts to stir the crib offers a gentle bouncing motion that emulates how parents comfort their babies in their arms—all while you monitor your baby remotely.
Mommy Matters: Warm up to the power of red light
Mommy Matters was founded by an Ob-Gyn and mother of two to help moms heal faster after vaginal birth. By using red and infrared light, internal and external healing can occur up to 6x faster and aid recovery. Studies show that this light range accelerates wound healing, increases blood flow, reduces inflammation, produces new collagen, and increases the concentration of stem cells to help mom get back to being supermom.
Emilia George: One-stop shopping for modern parents
With boutique curation fit for Manhattan, you can find everything from knitwear and dresses for expecting mums to essential oils and body care to postpartum essentials; Emilia George offers a curated mix of everyday essentials and occasion-worthy indulgences.
Genate: The only comprehensive prenatal nutrition provider
7 in 10 moms-to-be have challenges metabolizing nutrients vital to their baby’s cognitive development. Genate was started to solve this problem and help provide proper nutrition for the first 1,000 days of your child’s life. It starts with the industry’s first test to offer precise, DNA-based nutrition recommendations for your baby’s growth and is matched with their optimized prenatal vitamins to support healthy development.
Nanobébé: Award-winning baby bottles
Named a Time Magazine Best Invention of 2018, Nanobébé’s Breastmilk Baby Bottle safely and evenly warms or cools breast milk 2x faster than standard bottles, helping to preserve vital nutrients and prevent bacterial growth. The company continues to innovate, recently launching Aura, an AI-powered baby monitor and health-tracking device so you can care for your baby from bottle to bed.
How to Use HSA/FSA to Pay for Eligible Baby Items
Making the most of your Health Savings Account (HSA) or Flexible Spending Account (FSA) for eligible baby items is a straightforward — if somewhat laborious — process.
First, familiarize yourself with the list of qualified expenses from your HSA or FSA provider. When it's time to make a purchase, make sure the item is included in the approved list.
Then, keep all relevant receipts and documentation. They may be required for reimbursement or audit purposes. Many accounts also offer debit cards, which makes it convenient to pay for eligible items directly at the point of sale.
Finally, if your purchase requires a prescription or a Letter of Medical Necessity (LOMN), get all the necessary documentation from your healthcare provider. If you stay proactive and organized, you’ll easily leverage your HSA or FSA to support your journey into parenthood.
How to Pay for HSA/FSA Eligible Baby Items with Flex
Flex partners with merchants to make the process much simpler for consumers. Here’s how it works.
For pre-approved medical expenses: Flex makes purchasing eligible items easier. If a company has partnered with Flex, you'll see a "checkout with Flex" option on the payment page. Pay for the product or service with your HSA or FSA card and checkout as usual. Flex will substantiate the purchase automatically. This means you don't need to submit for reimbursement.
If the item falls outside of standard IRS guidelines: If a company has partnered with Flex to issue a Letter of Medical Necessity, you'll see a "checkout with Flex" option on the payment page. Complete the following steps to pay with your HSA or FSA debit card:
Fill out a short eligibility form, sharing relevant information with Flex’s medical team.
If you qualify, Flex sends the LOMN to you via email.
Then, simply enter your HSA or FSA card details and complete the purchase.
It’s as easy as that! Note that in some cases, your FSA may ask for further details, like an itemized receipt, which Flex can provide.
Upgrade Your Baby Budgeting With HSA/FSA
HSA and FSA accounts can make the journey of parenthood a budget-friendly one.
Beyond baby gear, HSA and FSA funds can be used for a wide range of child-related expenses. This includes fertility treatments, newborn care and medications, and even certain educational materials if your doctor prescribed them to address a specific medical condition.
These aren't just financial tools; they're your sidekicks on this incredible adventure. Happy parenting and savvy spending!
Flex is the easiest way for direct to consumer brands and retailers to accept HSA/FSA for their products. From fitness and nutrition, to sleep and mental health, Flex takes a holistic view of healthcare and enables consumers to use their pre-tax money to do the same.